Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ArborOne ACA
ArborOne ACA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+80.0% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$218,333
Average interest rate
7.9%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 9 | $2.0M | $218,333 | 7.9% | 0% | 0% |
| 2024 | 6 | 5 | $665,000 | $133,000 | 9.26% | 17% | 20% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 9 | $2.0M | $218,333 | 7.9% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.