Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Guaranty Bank and Trust Compan
Guaranty Bank and Trust Compan
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
-25.0% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$128,333
Average interest rate
9.5%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 12 | $1.5M | $128,333 | 9.5% | 7% | 0% |
| 2024 | 21 | 16 | $1.8M | $110,625 | n/a | 14% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 12 | $1.5M | $128,333 | 9.5% | 7% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.