Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BARKSDALE FEDERAL CREDIT UNION
BARKSDALE FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+22.2% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$116,364
Average interest rate
6.62%
Denial rate
30%
Home only share
27%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 71 | 22 | $2.6M | $116,364 | 6.62% | 30% | 27% |
| 2024 | 83 | 18 | $2.1M | $118,333 | 7.12% | 43% | 11% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 17 | $2.1M | $121,471 | 6.45% | 32% | 18% |
| AR | 5 | $495,000 | $99,000 | 7.2% | 14% | 60% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.