Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Community National Bank & Trust
Community National Bank & Trust
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
87
-7.4% vs 2024Originations
$11.8M
Loans x average loanAverage loan
$135,575
Average interest rate
7.96%
Denial rate
5%
Home only share
1%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 101 | 87 | $11.8M | $135,575 | 7.96% | 5% | 1% |
| 2024 | 111 | 94 | $14.4M | $153,085 | 8.52% | 5% | 10% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 44 | $7.7M | $173,864 | 8.01% | 8% | 3% |
| MO | 42 | $4.0M | $96,190 | 7.91% | 2% | 0% |
| OK | 1 | $105,000 | $105,000 | 8.15% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.