Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MEMBERS FIRST CREDIT UNION
MEMBERS FIRST CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+5.6% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$87,105
Average interest rate
7.41%
Denial rate
39%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 41 | 19 | $1.7M | $87,105 | 7.41% | 39% | 0% |
| 2024 | 49 | 18 | $1.3M | $73,889 | 7.36% | 35% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 19 | $1.7M | $87,105 | 7.41% | 39% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.