Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › Availa Bank

Availa Bank

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

3

+0.0% vs 2024
Originations

$415,000

Loans x average loan
Average loan

$138,333

Average interest rate

n/a

Denial rate

0%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202533$415,000$138,333n/a0%n/a
202433$2.0M$671,667n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
IA3$415,000$138,333n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.