Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANCFIRST
BANCFIRST
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
248
+0.4% vs 2024Originations
$20.4M
Loans x average loanAverage loan
$82,379
Average interest rate
8.27%
Denial rate
12%
Home only share
11%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 337 | 248 | $20.4M | $82,379 | 8.27% | 12% | 11% |
| 2024 | 330 | 247 | $20.0M | $81,154 | 8.7% | 13% | 16% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 247 | $20.3M | $82,287 | 8.28% | 12% | 11% |
| KS | 1 | $105,000 | $105,000 | 7.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.