Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNITED BANK VA
UNITED BANK VA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
-32.5% vs 2024Originations
$5.6M
Loans x average loanAverage loan
$205,741
Average interest rate
6.97%
Denial rate
39%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 71 | 27 | $5.6M | $205,741 | 6.97% | 39% | 0% |
| 2024 | 85 | 40 | $10.2M | $256,000 | 7.12% | 29% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 13 | $3.6M | $275,000 | 7.05% | 35% | 0% |
| VA | 5 | $625,000 | $125,000 | 6.97% | 29% | 0% |
| SC | 4 | $560,000 | $140,000 | 7% | 25% | 0% |
| GA | 2 | $470,000 | $235,000 | 6.88% | 25% | 0% |
| WV | 2 | $170,000 | $85,000 | 6.49% | 75% | 0% |
| PA | 1 | $155,000 | $155,000 | 7% | 67% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.