Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Jackson Bank, Inc.
First Jackson Bank, Inc.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+4.5% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$66,304
Average interest rate
n/a
Denial rate
11%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 23 | $1.5M | $66,304 | n/a | 11% | n/a |
| 2024 | 25 | 22 | $1.4M | $62,273 | n/a | 12% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 19 | $1.2M | $61,316 | n/a | 5% | n/a |
| TN | 4 | $360,000 | $90,000 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.