Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › The Farmers Bank of Appomattox

The Farmers Bank of Appomattox

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

20

-9.1% vs 2024
Originations

$1.8M

Loans x average loan
Average loan

$88,000

Average interest rate

n/a

Denial rate

5%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
20252120$1.8M$88,000n/a5%n/a
20242722$1.9M$86,364n/a19%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
VA20$1.8M$88,000n/a5%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.