Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Ozarks Federal Savings and Loan
Ozarks Federal Savings and Loan
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+0.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$87,308
Average interest rate
7.85%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 13 | $1.1M | $87,308 | 7.85% | 21% | 0% |
| 2024 | 20 | 13 | $1.4M | $111,154 | 7.37% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 13 | $1.1M | $87,308 | 7.85% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.