Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMMERCIAL BNAK OF TEXAS, NA
COMMERCIAL BNAK OF TEXAS, NA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
+12.5% vs 2024Originations
$4.4M
Loans x average loanAverage loan
$164,259
Average interest rate
7.44%
Denial rate
3%
Home only share
4%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 27 | $4.4M | $164,259 | 7.44% | 3% | 4% |
| 2024 | 28 | 24 | $2.8M | $115,417 | 8.24% | 7% | 8% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 27 | $4.4M | $164,259 | 7.44% | 3% | 4% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.