Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CAPITAL EDUCATORS FED CU
CAPITAL EDUCATORS FED CU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+50.0% vs 2024Originations
$675,000
Loans x average loanAverage loan
$225,000
Average interest rate
n/a
Denial rate
29%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 3 | $675,000 | $225,000 | n/a | 29% | n/a |
| 2024 | 9 | 2 | $410,000 | $205,000 | 6.75% | 67% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 3 | $675,000 | $225,000 | n/a | 17% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.