Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FAIRMONT FEDERAL CREDIT UNION
FAIRMONT FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
+100.0% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$111,500
Average interest rate
5.77%
Denial rate
24%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 20 | $2.2M | $111,500 | 5.77% | 24% | 0% |
| 2024 | 18 | 10 | $1.1M | $109,000 | 6.43% | 44% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 20 | $2.2M | $111,500 | 5.77% | 24% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.