Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Magnifi Financial Credit Union
Magnifi Financial Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-41.7% vs 2024Originations
$128.9M
Loans x average loanAverage loan
$18,407,857
Average interest rate
5.84%
Denial rate
11%
Home only share
17%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 7 | $128.9M | $18,407,857 | 5.84% | 11% | 17% |
| 2024 | 25 | 12 | $1.1M | $91,667 | 7.81% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 7 | $128.9M | $18,407,857 | 5.84% | 11% | 17% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.