Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Randolph-Brooks Federal Credit Union
Randolph-Brooks Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
83
+3.8% vs 2024Originations
$8.6M
Loans x average loanAverage loan
$103,072
Average interest rate
6.71%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 289 | 83 | $8.6M | $103,072 | 6.71% | 17% | 0% |
| 2024 | 246 | 80 | $7.9M | $98,750 | 6.81% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 83 | $8.6M | $103,072 | 6.71% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.