Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SENTE MORTGAGE, INC.
SENTE MORTGAGE, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
50
+61.3% vs 2024Originations
$9.9M
Loans x average loanAverage loan
$197,200
Average interest rate
6.78%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 90 | 50 | $9.9M | $197,200 | 6.78% | 2% | 0% |
| 2024 | 48 | 31 | $6.3M | $202,419 | 6.95% | 4% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 25 | $4.9M | $197,000 | 6.86% | 0% | 0% |
| AR | 9 | $1.3M | $145,000 | 6.64% | 0% | 0% |
| SC | 9 | $2.2M | $245,000 | 6.64% | 5% | 0% |
| OK | 4 | $740,000 | $185,000 | 6.9% | 0% | 0% |
| TX | 2 | $520,000 | $260,000 | 6.75% | 0% | 0% |
| IN | 1 | $165,000 | $165,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.