Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Contour Mortgage Corporation
Contour Mortgage Corporation
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
-7.7% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$189,167
Average interest rate
6.82%
Denial rate
13%
Home only share
92%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 12 | $2.3M | $189,167 | 6.82% | 13% | 92% |
| 2024 | 22 | 13 | $2.8M | $215,000 | 6.78% | 14% | 85% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 4 | $740,000 | $185,000 | 6.97% | 33% | 100% |
| SC | 4 | $810,000 | $202,500 | 6.78% | 0% | 100% |
| PA | 2 | $330,000 | $165,000 | 6.81% | 0% | 50% |
| MI | 1 | $225,000 | $225,000 | 6.63% | 0% | 100% |
| NH | 1 | $165,000 | $165,000 | 6.63% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.