Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST HARRISON BANK
FIRST HARRISON BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
85
+51.8% vs 2024Originations
$8.9M
Loans x average loanAverage loan
$104,882
Average interest rate
7.43%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 104 | 85 | $8.9M | $104,882 | 7.43% | 10% | 0% |
| 2024 | 75 | 56 | $5.9M | $105,357 | 7.57% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 69 | $6.4M | $92,391 | 7.33% | 7% | 0% |
| KY | 16 | $2.5M | $158,750 | 7.85% | 19% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.