Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TruChoice Federal Credit Union
TruChoice Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-25.0% vs 2024Originations
$890,000
Loans x average loanAverage loan
$148,333
Average interest rate
7.46%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 6 | $890,000 | $148,333 | 7.46% | 0% | 0% |
| 2024 | 9 | 8 | $920,000 | $115,000 | 9.31% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 6 | $890,000 | $148,333 | 7.46% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.