Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TRUSTONE FINANCIAL CREDIT UNION
TRUSTONE FINANCIAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+500.0% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$298,333
Average interest rate
6.9%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 6 | $1.8M | $298,333 | 6.9% | 0% | 0% |
| 2024 | 3 | 1 | $285,000 | $285,000 | 7.13% | 67% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 3 | $995,000 | $331,667 | 6.75% | 0% | 0% |
| AZ | 2 | $580,000 | $290,000 | 7.13% | 0% | 0% |
| WI | 1 | $215,000 | $215,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.