Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIDELITY BANK
FIDELITY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+55.0% vs 2024Originations
$4.6M
Loans x average loanAverage loan
$147,258
Average interest rate
7.15%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 50 | 31 | $4.6M | $147,258 | 7.15% | 18% | 0% |
| 2024 | 36 | 20 | $3.0M | $151,500 | 6.92% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 21 | $2.9M | $139,286 | 7.21% | 17% | 0% |
| MS | 10 | $1.6M | $164,000 | 7.01% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.