Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BOM Bank
BOM Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+0.0% vs 2024Originations
$915,000
Loans x average loanAverage loan
$70,385
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 13 | $915,000 | $70,385 | n/a | 20% | n/a |
| 2024 | 14 | 13 | $985,000 | $75,769 | n/a | 7% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 13 | $915,000 | $70,385 | n/a | 20% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.