Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Fidelity Bank
Fidelity Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
-38.5% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$185,000
Average interest rate
6.66%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 8 | $1.5M | $185,000 | 6.66% | 33% | 0% |
| 2024 | 24 | 13 | $1.8M | $138,846 | 7.79% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 7 | $1.4M | $195,000 | 6.61% | 0% | 0% |
| OK | 1 | $115,000 | $115,000 | 7% | 67% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.