Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FCB BANKS
FCB BANKS
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+25.0% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$84,600
Average interest rate
7.05%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 25 | $2.1M | $84,600 | 7.05% | 6% | 0% |
| 2024 | 27 | 20 | $2.3M | $113,500 | 7.77% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 23 | $1.8M | $76,739 | 7.02% | 6% | 0% |
| AR | 1 | $95,000 | $95,000 | 7.25% | 0% | 0% |
| MO | 1 | $255,000 | $255,000 | 7.55% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.