Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST COMMUNITY CREDIT UNION
FIRST COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
83
+18.6% vs 2024Originations
$10.0M
Loans x average loanAverage loan
$120,181
Average interest rate
5.77%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 131 | 83 | $10.0M | $120,181 | 5.77% | 20% | 0% |
| 2024 | 120 | 70 | $7.7M | $110,286 | 6.35% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 82 | $9.4M | $114,512 | 5.75% | 20% | 0% |
| ID | 1 | $585,000 | $585,000 | 7.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.