Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CLEAR FORK BANK N.A.
CLEAR FORK BANK N.A.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+76.9% vs 2024Originations
$3.4M
Loans x average loanAverage loan
$148,913
Average interest rate
n/a
Denial rate
17%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 30 | 23 | $3.4M | $148,913 | n/a | 17% | n/a |
| 2024 | 20 | 13 | $1.4M | $108,077 | n/a | 5% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 22 | $3.2M | $146,364 | n/a | 17% | n/a |
| CO | 1 | $205,000 | $205,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.