Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Village Bank Mortgage Corp.
Village Bank Mortgage Corp.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+20.0% vs 2024Originations
$960,000
Loans x average loanAverage loan
$160,000
Average interest rate
6.98%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 6 | $960,000 | $160,000 | 6.98% | 0% | 0% |
| 2024 | 11 | 5 | $665,000 | $133,000 | 6.93% | 36% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 6 | $960,000 | $160,000 | 6.98% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.