Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › STAUNTON FINANCIAL, INC.
STAUNTON FINANCIAL, INC.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
-7.0% vs 2024Originations
$7.4M
Loans x average loanAverage loan
$184,750
Average interest rate
6.75%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 58 | 40 | $7.4M | $184,750 | 6.75% | 12% | 0% |
| 2024 | 55 | 43 | $6.3M | $146,163 | 6.95% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 39 | $7.1M | $182,436 | 6.75% | 12% | 0% |
| NC | 1 | $275,000 | $275,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.