Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ONE CREDIT UNION
ONE CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+200.0% vs 2024Originations
$330,000
Loans x average loanAverage loan
$55,000
Average interest rate
6.83%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 6 | $330,000 | $55,000 | 6.83% | 0% | 0% |
| 2024 | 7 | 2 | $50,000 | $25,000 | 7.13% | 43% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 3 | $155,000 | $51,667 | 6.96% | 0% | 0% |
| VT | 3 | $175,000 | $58,333 | 6.71% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.