Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Washington State Bank
Washington State Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+18.2% vs 2024Originations
$665,000
Loans x average loanAverage loan
$51,154
Average interest rate
n/a
Denial rate
12%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 13 | $665,000 | $51,154 | n/a | 12% | n/a |
| 2024 | 15 | 11 | $965,000 | $87,727 | n/a | 7% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 13 | $665,000 | $51,154 | n/a | 12% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.