Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Boeing Employees' Credit Union
Boeing Employees' Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
219
+4.3% vs 2024Originations
$36.1M
Loans x average loanAverage loan
$164,954
Average interest rate
6.84%
Denial rate
48%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 553 | 219 | $36.1M | $164,954 | 6.84% | 48% | 0% |
| 2024 | 522 | 210 | $29.1M | $138,714 | 8.57% | 43% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 209 | $34.7M | $166,100 | 6.84% | 48% | 0% |
| OR | 5 | $765,000 | $153,000 | 6.62% | 42% | 0% |
| ID | 3 | $485,000 | $161,667 | 7.04% | 38% | 0% |
| AZ | 1 | $125,000 | $125,000 | 6.88% | 75% | 0% |
| SC | 1 | $35,000 | $35,000 | 8.24% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.