Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Security State Bank & Trust
Security State Bank & Trust
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
32
+33.3% vs 2024Originations
$3.0M
Loans x average loanAverage loan
$93,750
Average interest rate
9.88%
Denial rate
2%
Home only share
58%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 46 | 32 | $3.0M | $93,750 | 9.88% | 2% | 58% |
| 2024 | 37 | 24 | $2.9M | $121,250 | 10.17% | 14% | 61% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 32 | $3.0M | $93,750 | 9.88% | 2% | 58% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.