Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › City National Bank of WV
City National Bank of WV
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+40.0% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$129,286
Average interest rate
6.94%
Denial rate
59%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 54 | 14 | $1.8M | $129,286 | 6.94% | 59% | 0% |
| 2024 | 48 | 10 | $1.2M | $124,000 | 7.51% | 52% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 7 | $895,000 | $127,857 | 7.04% | 38% | 0% |
| WV | 6 | $810,000 | $135,000 | 6.87% | 67% | 0% |
| VA | 1 | $105,000 | $105,000 | 6.75% | 75% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.