Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RAPID MORTGAGE COMPANY
RAPID MORTGAGE COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
+3.6% vs 2024Originations
$5.8M
Loans x average loanAverage loan
$198,448
Average interest rate
6.84%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 29 | $5.8M | $198,448 | 6.84% | 0% | 0% |
| 2024 | 39 | 28 | $5.2M | $185,000 | 7.18% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 19 | $3.8M | $201,842 | 6.87% | 0% | 0% |
| GA | 4 | $830,000 | $207,500 | 6.93% | 0% | 0% |
| SC | 4 | $720,000 | $180,000 | 6.78% | 0% | 0% |
| NC | 2 | $370,000 | $185,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.