Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › METRO BANK
METRO BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
50
+16.3% vs 2024Originations
$3.3M
Loans x average loanAverage loan
$65,600
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 58 | 50 | $3.3M | $65,600 | n/a | 7% | n/a |
| 2024 | 54 | 43 | $2.9M | $67,791 | n/a | 13% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 50 | $3.3M | $65,600 | n/a | 7% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.