Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TLC COMMUNITY CREDIT UNION
TLC COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
+220.0% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$73,750
Average interest rate
7.23%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 16 | $1.2M | $73,750 | 7.23% | 11% | 0% |
| 2024 | 16 | 5 | $515,000 | $103,000 | 7.2% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 16 | $1.2M | $73,750 | 7.23% | 11% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.