Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JEANNE D'ARC CREDIT UNION
JEANNE D'ARC CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+40.0% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$166,429
Average interest rate
6.48%
Denial rate
17%
Home only share
71%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 14 | $2.3M | $166,429 | 6.48% | 17% | 71% |
| 2024 | 11 | 10 | $1.5M | $148,000 | 7.01% | 9% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 14 | $2.3M | $166,429 | 6.48% | 17% | 71% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.