Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DEL-ONE FEDERAL CREDTI UNION
DEL-ONE FEDERAL CREDTI UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+55.6% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$85,000
Average interest rate
6.98%
Denial rate
61%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 41 | 14 | $1.2M | $85,000 | 6.98% | 61% | 0% |
| 2024 | 41 | 9 | $925,000 | $102,778 | 7.9% | 68% | 11% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| DE | 14 | $1.2M | $85,000 | 6.98% | 60% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.