Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AGWEST FARM CREDIT, FLCA
AGWEST FARM CREDIT, FLCA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
54
+42.1% vs 2024Originations
$22.2M
Loans x average loanAverage loan
$411,667
Average interest rate
6.54%
Denial rate
19%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 129 | 54 | $22.2M | $411,667 | 6.54% | 19% | 0% |
| 2024 | 98 | 38 | $11.7M | $307,895 | 6.84% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 25 | $11.8M | $472,600 | 6.51% | 14% | 0% |
| WA | 16 | $5.2M | $324,375 | 6.47% | 24% | 0% |
| MT | 6 | $2.4M | $406,667 | 6.51% | 0% | 0% |
| CA | 3 | $1.6M | $518,333 | 7.07% | 42% | 0% |
| AZ | 2 | $830,000 | $415,000 | 6.53% | 33% | 0% |
| ID | 2 | $400,000 | $200,000 | 6.65% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.