Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Beacon Credit Union
Beacon Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
+107.7% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$100,185
Average interest rate
7.25%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 36 | 27 | $2.7M | $100,185 | 7.25% | 17% | 0% |
| 2024 | 23 | 13 | $965,000 | $74,231 | 7.63% | 39% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 27 | $2.7M | $100,185 | 7.25% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.