Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Blue Eagle Credit Union
Blue Eagle Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-36.4% vs 2024Originations
$595,000
Loans x average loanAverage loan
$85,000
Average interest rate
7.21%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 7 | $595,000 | $85,000 | 7.21% | 36% | 0% |
| 2024 | 12 | 11 | $995,000 | $90,455 | 7.86% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 7 | $595,000 | $85,000 | 7.21% | 36% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.