Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE DIME BANK
THE DIME BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+50.0% vs 2024Originations
$880,000
Loans x average loanAverage loan
$146,667
Average interest rate
n/a
Denial rate
33%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 6 | $880,000 | $146,667 | n/a | 33% | n/a |
| 2024 | 9 | 4 | $220,000 | $55,000 | n/a | 44% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 6 | $880,000 | $146,667 | n/a | 22% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.