Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TrustBank
TrustBank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-15.4% vs 2024Originations
$835,000
Loans x average loanAverage loan
$75,909
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 11 | $835,000 | $75,909 | n/a | 7% | n/a |
| 2024 | 17 | 13 | $845,000 | $65,000 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 11 | $835,000 | $75,909 | n/a | 7% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.