Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › NEXTMORTGAGE, LLC
NEXTMORTGAGE, LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-63.2% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$143,571
Average interest rate
6.41%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 7 | $1.0M | $143,571 | 6.41% | 18% | 0% |
| 2024 | 31 | 19 | $3.4M | $179,211 | 7.53% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| FL | 2 | $260,000 | $130,000 | 6.69% | 25% | 0% |
| ME | 2 | $310,000 | $155,000 | 6.1% | 17% | 0% |
| ND | 2 | $190,000 | $95,000 | 6% | 0% | 0% |
| TX | 1 | $245,000 | $245,000 | 6.88% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.