Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BENCHMARK COMMUNITY BANK
BENCHMARK COMMUNITY BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
69
+30.2% vs 2024Originations
$8.4M
Loans x average loanAverage loan
$121,812
Average interest rate
7.71%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 90 | 69 | $8.4M | $121,812 | 7.71% | 13% | 0% |
| 2024 | 77 | 53 | $5.5M | $104,434 | 8.34% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 53 | $5.4M | $102,170 | 7.85% | 13% | 0% |
| NC | 16 | $3.0M | $186,875 | 7.24% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.