Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FNB PICAYUNE BANK
FNB PICAYUNE BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
-23.1% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$78,667
Average interest rate
n/a
Denial rate
8%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 30 | $2.4M | $78,667 | n/a | 8% | n/a |
| 2024 | 49 | 39 | $2.3M | $57,821 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 30 | $2.4M | $78,667 | n/a | 8% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.