Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Southwest Louisiana Credit Union
Southwest Louisiana Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+27.3% vs 2024Originations
$990,000
Loans x average loanAverage loan
$70,714
Average interest rate
8.37%
Denial rate
25%
Home only share
36%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 14 | $990,000 | $70,714 | 8.37% | 25% | 36% |
| 2024 | 16 | 11 | $805,000 | $73,182 | 8.73% | 31% | 36% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 14 | $990,000 | $70,714 | 8.37% | 25% | 36% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.