Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANGOR SAVINGS BANK
BANGOR SAVINGS BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
73
-3.9% vs 2024Originations
$17.4M
Loans x average loanAverage loan
$238,836
Average interest rate
6.51%
Denial rate
28%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 120 | 73 | $17.4M | $238,836 | 6.51% | 28% | 0% |
| 2024 | 118 | 76 | $12.6M | $165,658 | 6.63% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 72 | $17.0M | $236,389 | 6.53% | 26% | 0% |
| NH | 1 | $415,000 | $415,000 | 4.75% | 75% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.