Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CAROLINA ONE MORTGAGE, LLC
CAROLINA ONE MORTGAGE, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+25.0% vs 2024Originations
$6.5M
Loans x average loanAverage loan
$259,000
Average interest rate
6.38%
Denial rate
3%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 25 | $6.5M | $259,000 | 6.38% | 3% | 0% |
| 2024 | 25 | 20 | $5.2M | $257,500 | 6.38% | 8% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 24 | $6.2M | $258,333 | 6.36% | 3% | 0% |
| GA | 1 | $275,000 | $275,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.